Description: Apathbandhu Scheme was launched on 02-10-1998 to implement accident insurance scheme for the families living under Below Poverty Line in Andhra Pradesh to provide insurance coverage in case of accidental deaths.The Policy year starts on 2nd October of every year and ends by 1st October of subsequent year.From the Policy year from 2001-2002 to policy year 2009-10, the coverage under the Scheme increased from 2000 to 3200 death of persons of BPL families in the age group of 18 to 69 years and the ex-gratia paid in each case is Rs.50,000/-. Further from the policy year 2011-12 ,the coverage under the scheme increased from 3200 to 6000 death of persons of BPL families in the age group of 18 to 69 years and the ex-gratia paid in each case is Rs.50,000/-. The Scheme is being extended from time to time by renewing the scheme every policy year. The Scheme was in operation for the last 13 years (Except 2010-11) and the following is the premium paid and claims settled during period.
Eligibility Criteria: the persons in the age group of 5-69 years whose annual family income is Rs.11,000/- or below were eligible for coverage.
How to Avail: Consult concerned Tahasildar/MRO.
:Under
the scheme the following nature of deaths will cover:
1.
Deaths resulting from break down of
Law and Order / Riots and acts of the State in the restoration of Law and
Order, excluding deaths arising out of faction fights.
2.
Deaths of passengers in accidents
caused are resulting from operation of passenger carrying
vehicles owned / hired by A.P.S.R.T.C., or deaths caused or resulting from operation of any other vehicles including deaths of
pedestrians caused by all such vehicles.
3.
Deaths resulting from accident to
water borne vessels such as boats etc., while they are plying.
4.
Deaths on account of floods,
cyclones, storms, thunderbolt inundation etc.
5.
Deaths on account of collapse of
buildings / bridges.
6.
Deaths on account of fire accidents.
7.
Deaths on account of electrocution.
8.
Deaths on account of extremist
violence.
9.
Deaths resulting from attacks /
atrocities against S.Cs / S.Ts.
10.Murder and
death of women on account of rape, molestation etc.,
11.Deaths on
account of earthquakes.
12. The Toddy Tappers, who die
due to accidental fall are covered under Apathbandhu Scheme as it is an
accidental death. If the case is covered under Excise Department
Insurance Scheme then it will not
be considered under Apathbandhu Scheme..
13. People who die due to
drowning are also covered under
Apathanbhu Scheme, as it is an
accidental death.
14.
Death due to Rabies / Dog bite is
also covered under Apathabanhu Scheme subject to the condition that the dog
bite has taken place during the policy period and the death of person has occurred within 12
months of the dog bite and subject to postmortem report.
15.
Death due to snake bite or due to
attack by wild animals is also covered under Apathbandhu Scheme as these are
accidents, subject to post-mortem report
or Medical certificate from the doctor not below the
rank
of Asst. Civil Surgeon.
16. Deaths
caused due to Sun Stroke during Heat waves.
17
.Any other accidental deaths, not specifically excluded.
And
the following nature of deaths are not covered under the Scheme:
1.
Self injury, suicide or attempted
suicide.
2.
Death while under the influence of
alcoholic drinks or drugs.
3.
Engaging in aviation activities other
than travelling as passenger (in a duty licensed standard type aircraft)
anywhere in the world.
4.
Venereal diseases or insanity.
5.
Death while committing any breach of
law with criminal intent.
6.
War and allied perils.
7.
Nuclear Explosion.
8.
Pregnancy, Child birth or
consequences thereof.
Service
on duty with armed forces.
Reference URL: http://disastermanagement.ap.gov.in/apd.htm
No comments:
Post a Comment